Frequently Asked Questions Regarding Personal Injury Cases

Personal injury cases can be complex to work through, and at Hudson King we are prepared to represent individuals facing a variety of injury-related matters. Regardless of how serious your situation may be, we are prepared to address all of your concerns.

If you have any questions that are not covered below, contact Hudson King and we will be happy to address your concerns!

I just got in a wreck. Should I speak with the insurance company?

No. Insurance companies are seeking to find a way to pay you less for your injuries. At the time of an accident, it is often impossible to know the extent of your injuries. Some injuries cause only minor pain immediately on the day of the accident but develop into life-altering conditions while other injuries may be immensely painful but go away in a matter of weeks or months. Further, the adrenaline rush from a situation where you are hurt may cause you to not realize the extent of an injury for some time.

You should note that your own insurance policy may require you to report a wreck and discuss your injuries pursuant to uninsured or underinsured motorist claim. You should contact a lawyer as soon as possible to determine what is required by your policy.

I had a loved one pass away in an accident. What steps should I take?

First, take care of yourself and your family. Then, ensure that someone begins investigating the matter right away. Insurance companies get their defense attorneys on the scene immediately, which is why you should also have someone working on your side, looking out for you and your family's best interests. We have extensive experience documenting accident scenes, and we work with accident reconstruction experts who often assist us in wrongful death cases. This information that is gathered shortly after the incident is often vital to proving your claim.

The insurance company has called and wants to settle my claim. Why should I hire a lawyer when I already have an offer?

We rarely see a situation where an insurance company has offered full value to settle a claim when a lawyer is not involved. Typically, insurance companies offer pennies on the dollar when a lawyer is not involved. Further, insurance companies often don't tell you that you are entitled to compensation for pain and suffering, lost wages, loss of capacity to earn income, loss of consortium, loss of future enjoyment of life, future medical bills, and any permanent or temporary disability. Still note though, if you call us and we think the insurance company has offered you a fair amount, we will tell you and you will owe us nothing.

Your firm operates on a contingency fee* basis. What does this mean?

Most of the cases we take on are handled on a contingency fee basis, which means that you owe us nothing unless we recover compensation for you. If we do help you win compensation, our fee will be a percentage of the money that was recovered.

I want to retain your services, but I am unable to travel to your office. Can you meet with me?

We recognize that injury victims are not always able to come to us after they have been involved in an accident. For this reason, we will meet wherever is easiest for you. We also are able to handle a significant amount of matters over the phone.

What is uninsured or underinsured motorist coverage? How does it work?

Uninsured or underinsured motorist coverage provides coverage if you are involved in a wreck and the other party involved does not have sufficient insurance to cover your damages. This may occur when the other driver does not have insurance at all, or they have insurance but your damages exceed the policy limits of their insurance. You should also note that uninsured or underinsured motorist coverage may be available to you from policies of insurance of other relatives that live at the same residence as you.

Hire Our South Georgia Personal Injury Attorneys

Our team is dedicated to providing effective counsel and trusted services to personal injury victims in Tifton, Albany, and throughout South Georgia. We recognize that you may be going through an overwhelming time in your life, and we are more than prepared to do whatever it takes to help you obtain a favorable outcome. Feel free to give our South Georgia personal injury and wrongful death lawyers a call if you have any other questions or concerns regarding your situation.