Determining Liability in a Car Accident

Millions Recovered in Verdicts & Settlements

Were you involved in an auto accident in Tifton or anywhere else in South Georgia? If so, you are likely curious about how legal liability is determined in Georgia auto accident cases.

At Hudson King, we have successfully recovered millions of dollars in verdicts and settlements on behalf of injured victims. With a former insurance defender on our team, you can be rest assured that we know the Georgia insurance laws inside and out – and we're here to help you!

Why Hudson King should be your first call:

  • Your initial consultation is free
  • We accept most cases on a contingency fee basis
  • We have been involved in numerous claims with recoveries in excess of $1 million
  • No case is too big for our high-stakes team

Remember, the insurance company is not on your side. If you accept a rushed, low-ball settlement offer, there is no going back for more when you realize that your losses far exceed your settlement. Don't let this happen to you – call us for help!

Georgia's Insurance Laws

Each state handles car accident claims differently. Georgia follows a "fault" system when it comes to liability in an auto accident. Meaning, the at-fault driver is held liable for any property damage or personal injury resulting from the collision. In auto accident claims, the at-fault driver's insurance policy is the first place to look when satisfying liability.

An auto accident victim can look for compensation by:

  • Filing a claim with the at-fault driver's insurance company. We find that when a claim is presented by a lawyer the typical offer to settle is much more than when an individual presents a claim without a lawyer.
  • Filing an uninsured or underinsured motorist claim against your own insurance company when the other driver either does not have insurance or does not have enough insurance to cover your claim.
  • Filing a personal injury lawsuit in civil court. This usually occurs when settlement negotiations are unsuccessful.

Liability Insurance Requirements

In Georgia, drivers are required to carry liability insurance on their vehicles. The minimum liability coverage limits are:

  • Bodily injury liability of $25,000 per person/$50,000 per occurrence
  • Property damage liability of $25,000 per occurrence

While liability coverage is mandatory, Uninsured Motorist is optional in Georgia: it is wise to have Uninsured Motorist coverage as it helps protect you if an "uninsured" driver causes damage to your vehicle or injuries to you or your passengers.

Injured in an auto accident? Call Hudson King today!

If you have been injured in a car accident, the best way to protect your rights to valuable compensation is to contact a Tifton auto accident attorney from Hudson King. Why suffer the repercussions of another's negligence? You shouldn't have to pay a single dime for your losses. Act now – contact our office to schedule a free case evaluation with a skilled member of our legal team!