Liability in a Car Accident Claim

South Georgia Car Accident Attorney

Were you involved in an auto accident in Tifton, Albany, or anywhere else in South Georgia? If so, you may wonder who is responsible for paying your claim. Our attorneys can offer insight on how legal liability is determined in Georgia auto accident claims.

At Hudson King, we have successfully recovered millions of dollars in verdicts and settlements on behalf of injured victims. With a former insurance defense attorney on our team, you can rest assured that we know Georgia insurance laws and auto insurance claims inside and out – and we're here to help you! Remember, the insurance company is not on your side. If you accept a rushed, low-ball settlement offer, there is no going back for more when you realize that your losses far exceed your settlement. Don't let this happen to you – contact our firm for experienced counsel.

Auto Accident Claims in Georgia

Each state handles car accident claims differently. Georgia follows a "fault" system when it comes to in auto accident liability. With a fault-based system, the driver who caused the accident is held legally responsible for any property damage or personal injury resulting from the collision. In auto accident claims, the at-fault driver's insurance policy is the first place to look for financial compensation.

An auto accident victim can look for compensation by:

• Filing a claim with the at-fault driver's insurance company. We find that when a claim is presented by a lawyer, the typical settlement offer is far greater than when an individual presents a claim without a lawyer.
• Filing an uninsured or under insured motorist claim against your own insurance company when the other driver either does not have insurance or does not have enough insurance to cover your claim.
• Filing a personal injury lawsuit in civil court. This usually occurs when settlement negotiations are unsuccessful.

Liability Insurance Requirements

In Georgia, drivers are required to carry liability insurance on their vehicles. The minimum liability coverage limits are:

• Bodily injury liability of $25,000 per person/$50,000 per occurrence; and
• Property damage liability of $25,000 per occurrence.

While liability coverage is mandatory, uninsured motorist coverage is optional in Georgia. It is wise to have uninsured motorist coverage as it helps protect you if an uninsured or under insured driver causes damage to your vehicle or injures you or your passengers.

Injured in an Auto Accident? Call Hudson King Today!

If you have been injured in a car accident, motorcycle accident, pedestrian accident, or bicycle accident, the best way to protect your right to compensation is to involve a South Georgia auto accident attorney from Hudson King. Why suffer the repercussions of another's negligence? You shouldn't have to pay a single dime for your losses.